Do more for your peace-of-mind while travelling.
If your spouse and/or you have group Health benefits, you likely have travel insurance – and it’s likely too that the coverage is relatively quite good. You might also have travel insurance through your credit card. If, though, you’re planning a trip outside of Saskatchewan, it’s critically important you confirm first that (1) you have travel insurance and that (2) the coverage meets your needs, including remaining active for the entire duration of your trip.
If you don’t have travel insurance, you really should purchase it well in advance of your trip. The coverage is typically quite inexpensive but the protection it provides is priceless –almost. As an example, if you break a leg in the United States, your medical care will likely cost somewhere around US$20,000. If you need treatment for decompression sickness in Thailand, it’ll cost around US$40,000. You can avoid such hefty bills with a little bit of planning and by paying a relatively low insurance premium. It’s the kind of insurance you really shouldn’t do without.
If, on the other hand, you already do have travel insurance, read the fine print carefully to ensure you know what’s covered and for how long. If, for example, you have a pre-existing medical condition, your travel insurance might not cover the cost of medical care related to that condition. If you’re planning on being away for longer than your policy covers, you need to look at purchasing top-up insurance to ensure you’re covered for the entire duration of your trip.